Ramp is a finance automation platform designed to streamline corporate spending and expense management. It caters to startups, mid-market companies, and enterprises seeking to:

• automate financial operations,
• enforce spend controls,
• and gain real-time visibility into expenses.

Ramp integrates corporate cards, expense tracking, reimbursements, accounts payable, and accounting automation into a unified system. Key benefits include proactive spend control, automated compliance enforcement, and seamless integration with over 200 financial tools.

What are the main features of Ramp?

Corporate cards for smarter, policy-driven spending

Ramp’s corporate cards are more than just a payment method—they’re tools for enforcing policy and maintaining real-time control. Admins can issue both physical and virtual cards instantly, assigning each one specific rules based on its intended use.

Whether it’s a card for team travel, a SaaS subscription, or a vendor-specific project, Ramp ensures spending aligns with company policy from the start.

Each transaction is immediately visible in the dashboard, with automated alerts for anything that falls outside of scope.

Automated expense reporting and reconciliation

Ramp eliminates the traditional friction in expense management by capturing transactions in real time and automatically matching them with submitted receipts.

Users can forward receipts via email or SMS, while integrations with platforms like Gmail, Amazon Business, and Uber simplify collection even further. Once received, Ramp auto-categorizes each transaction and syncs the data with accounting systems using pre-configured rules.

This drastically reduces the time finance teams spend on manual reconciliation and ensures consistent coding across departments.

Proactive spend control with customizable policies

Rather than flagging policy violations after they happen, Ramp enables businesses to stop non-compliant spend before it occurs. Companies can issue cards with granular controls—restricting usage by vendor, category, or specific dollar amounts.

Approvals can be layered to fit internal workflows, allowing managers to review and pre-approve spend that falls outside predefined limits. When out-of-policy behavior is detected, Ramp automatically declines the transaction and alerts approvers, reinforcing compliance without slowing down the business.

Real-time analytics and insights

Beyond automation and control, Ramp provides visibility into financial health through analytics. Finance leaders can view dashboards that highlight spend trends, budget adherence, and category-level breakdowns. The system flags duplicated subscriptions, underused services, and outlier expenses, helping teams identify cost-saving opportunities

Reports can be customized by business unit or time period and exported for board meetings, audits, or monthly reviews, turning transaction data into actionable insight.

Integration with accounting and ERP systems

Ramp connects natively with leading accounting and ERP systems, enabling automated reconciliation and reporting. It supports NetSuite, QuickBooks, Xero, Microsoft Dynamics, Sage Intacct, and Workday, offering bi-directional data syncing that reduces manual entry and ensures accuracy.

Users can customize how data maps into their general ledger—such as by department, class, or location—and automate common tasks like journal entries, amortization schedules, and vendor categorization. These integrations ensure finance teams maintain clean books without increasing workload.

Seamless reimbursements for out-of-pocket expenses

Ramp’s reimbursement functionality is designed to reduce friction for both employees and finance teams. Users submit reimbursement requests directly within the platform, attaching receipts and relevant details in a guided form. From there, requests move through customizable approval flows and are automatically logged once approved.

The system handles notifications and tracking, reducing back-and-forth and eliminating delays in reimbursement processing. Finance teams benefit from real-time visibility into outstanding reimbursements and can close books faster thanks to automatic accounting sync.

Procurement workflows for vendor and purchase management

Ramp brings structure and visibility to procurement by centralizing vendor requests and purchase approvals. Employees can submit intake requests using custom forms that route automatically to the right reviewers based on purchase type or vendor.

Ramp logs the entire approval history, links documents such as contracts or quotes, and helps teams track vendor relationships over time. Renewal dates, contract values, and category spend can all be monitored from a single dashboard, helping finance teams manage vendor risk and avoid duplicate tools.

Travel management support with integrated expense controls

For teams that travel frequently, Ramp integrates policy and control into every booking. Travel expenses are governed by predefined policies—for example, setting maximum flight class or hotel night rate—while employees receive clear guidance on what is reimbursable before they book.

Pre-approvals are streamlined through travel-specific workflows, and integrations with providers like Lyft and Uber ensure receipts and spend data are automatically captured. The result is compliant travel spending without requiring manual oversight at every step.

Why choose Ramp?

• Automates expense reporting, approvals, and reconciliations, reducing manual workload.
• Enhanced spend visibility with real-time tracking and analytics provide transparency into company expenditures.
• Customizable controls prevent unauthorized spending and ensure compliance.
• Integration capabilities: Seamlessly connects with existing financial systems to unify workflows.
• Suitable for businesses of various sizes, from startups to large enterprises.