Wallester : Create, issue, and manage your own payment cards
Wallester: in summary
Wallester is a B2B platform for card issuing and processing. In other words, it's designed for companies that want to launch and manage a fully customizable payment card program without needing their own banking infrastructure. It allows you to issue Visa cards—virtual or physical—with immediate debit, delayed debit, prepaid, or single-use options, all of which can be integrated with Apple Pay, Google Pay, or Samsung Pay, under a white-label model.
It's a modular solution built for fintechs, HR departments, marketplace platforms, gift card issuers, and companies operating in the gig economy.
It offers centralized tools for:
- managing payment flows,
- real-time transaction monitoring,
- applying dynamic rules (spending policies),
- segmentation using sub-accounts,
- and automated accounting exports.
The web interface and RESTful API allow smooth integration with third-party systems (ERP, CRM, accounting tools), supported by a full compliance stack (PCI DSS, KYC/KYB, AML, 3D Secure 2.0).
What are the main features of Wallester?
REST API & white-label portals
Wallester offers a complete REST API with resource-based URLs, standard HTTP codes, and GitHub developer documentation.
- Automated issuance of virtual/physical cards via API.
- Customization of client portal and branded mobile app.
- Integration with accounting software (e.g., QuickBooks), CRM, and ERP systems.
Instant Visa card issuance
Wallester enables immediate issuance of virtual and physical cards, including a EUR IBAN.
- Single-use cards for one-time purchases.
- Physical cards for employees without digital access.
- Mass distribution for fleets, logistics, yachting, gig economy.
Expense management & integrated reporting
The platform provides real-time expense control, receipt uploads, report exports, and accounting sync via API.
- Budget tracking by department, project, or sub-account.
- Data export to Excel, ERP, or cloud accounting tools.
- Centralized digital receipt archive.
Security, compliance, and tokenization
Wallester complies with PCI DSS, PSD2, KYC/KYB/AML, and supports tokenization for Apple Pay, Google Pay, Samsung, Fitbit, Garmin, and 3D Secure 2.0.
- Cards compatible with secure mobile wallets.
- Strong customer authentication via 3D Secure under EU regulations.
- Fraud detection and filtering of suspicious transactions.
BIN sponsorship & Visa network integration
As a principal Visa member, Wallester provides sponsored BINs aligned with VISA/EMV standards.
- Launch card programs without a banking license.
- Issue loyalty, prepaid, gift, or membership cards.
Industry-specific solutions
Wallester offers tailored solutions for businesses, fintechs, streaming platforms, gig economy, logistics, gift card providers, yachting, and more.
- Instant payouts to drivers and couriers via zero-balance cards.
- Immediate earnings access for creators and streamers.
- Multi-use gift cards with configurable limits.
Why choose Wallester?
- Ready-to-use full solution: onboarding, card issuing, and reporting in just 3 steps.
- Industry versatility: fintech, e-commerce, logistics, streaming, gig platforms, gift cards.
- Advanced security & compliance: PCI DSS, PSD2, tokenization, 3D Secure, fraud monitoring.
- Direct Visa integration: launch branded cards without needing a banking license.
- Cost control: permanent free plan, multi-currency support, tiered pricing model.
Its benefits
300 virtual cards for FREE
Comprehensive compliance with regulations.
Versatile card tokenization for digital wallets.
PCI-DSS
Its disadvantages
Complexity may require technical expertise.
Appvizer's opinion
The user-friendly API platform offered by Wallester simplified the integration of payment functions, eliminating the need for merging different systems or investing months in development.
Wallester's compliance with KYC and AML regulations proved to be a significant advantage, ensuring that businesses remain fully compliant and mitigating potential risks. Another remarkable feature was the ability to tokenize different types of cards, facilitating effortless integration with popular digital wallets such as Apple Pay, Google Pay, and Samsung Pay. This enhances the convenience and security of transactions.
Wallester has cutting-edge solutions to improve business bottom line, along with flexible pricing and full regulatory compliance. We highly recommend Wallester to businesses seeking a comprehensive financial software solution.
Wallester: its rates
Wallester offers different plans to cater to varying business needs:
- The FREE plan provides basic platform features, including up to 300 virtual cards and unlimited physical cards.
- The PREMIUM plan, at €199/month, offers advanced functionality with up to 3,000 virtual cards and unlimited physical cards.
- The PLATINUM plan, priced at €999/month, provides a wide range of Platinum Business cards and up to 15,000 virtual cards.
- For large-scale businesses, the ENTERPRISE SUITE offers personalized solutions with custom pricing, including a Customer Success Manager, onboarding assistance, custom contracts, 24/7 priority support, and a dedicated account manager.
FREE
Free
PREMIUM
€199.00
/month /unlimited users
PLATINUM
€999.00
/month /unlimited users
ENTERPRISE SUITE
Rate
On demand
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Wallester: the complete test
Wallester is a comprehensive financial software that stands out for its advanced features designed to streamline financial processes and optimize payment management. In this review, we will explore three key features that make Wallester a standout solution.
Multi-Functional Cards for Enhanced Flexibility
Wallester offers multi-functional cards, both virtual and physical, which provide users with unparalleled flexibility. These cards can be customized to suit specific business needs, enabling instant payments, transfers, and online purchases in a secure and reliable manner.
The ability to tokenize cards further enhances convenience by allowing integration with popular digital wallets like Apple Pay, Google Pay, and Samsung Pay. With Wallester, businesses can effortlessly adapt to evolving payment trends and provide a seamless experience to their customers.
Comprehensive Expense Control and Financial Management
One of the core strengths of Wallester is its advanced functionality for expense control and financial management. The software provides tools to streamline financial processes, allowing businesses to efficiently monitor and manage their expenses.
The integrated platform features enable businesses to track transaction details, monitor spending patterns, and generate insightful reports for better financial decision-making. Wallester empowers businesses with the necessary tools to optimize their financial operations, minimize costs, and maximize profitability.
Personalized Solutions for Large-Scale Businesses
Wallester caters to the needs of large-scale businesses through its Enterprise Suite, offering a range of personalized solutions. This comprehensive package includes a dedicated Customer Success manager who provides expert guidance and support throughout the implementation and usage of the software.
Onboarding assistance ensures a smooth transition to Wallester, while custom contracts and better rates are tailored to meet the specific requirements of large businesses. With 24/7 priority support and a dedicated account manager, enterprises can rely on Wallester to provide prompt assistance and ensure a seamless user experience.
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